Small Business and Commercial

Our business is keeping yours covered.

Every day, you go to work with one bottom line in mind: protecting your employees and offering customers the highest level of satisfaction possible. Well, at TWFG, we do the same. As our customer, we work for you, making sure you always feel understood and protected. From property and commercial auto, to workers' comp and group benefits, we mix and match more than 300 different brands of insurance to find the policy that best suits your business needs. Because, like you, our bottom line is offering customers top-of-the-line service.

Choose from one of our many business insurance options, and let's get you covered.

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General Liability

When it comes to General Liability Insurance (GL), our approach is anything but general. We represent several companies that offer a wide range of GL coverage, so we can craft your coverage specific to your situation or need. Because no matter your business, we'll be there to comb through all the specifics.

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Property

The business may be your property, but the property itself is at the mercy of the unexpected. Properly protect your property from sign, equipment and inventory damage, as well as fire, theft, weather damage and more. We also offer valuable protection, so you can focus on running your business, while we focus on protecting it – inside and out.

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Business Auto

Every time you, or one of your employees, pull out of the parking lot, you risk taking a piece of your business on the road. That's why you need protection that goes with you everywhere. From tow trucks and cleaners to repair vans and pizza delivery, we can provide protection that keeps you covered around every twist and turn.

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Workers Comp

As a business owner, you want to make sure your employees' livelihood is in good hands. Workers' comp protects your employees, and you, in the event of a workplace injury. We offer a wide range of coverage, including lost wages, as well as medical, burial and death benefits. Together, we can ensure your employees future is in the right hands.

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Business Owners Policy

For small to medium-sized businesses, finding the right coverage is a very big deal. That's why we're here to help. Business Owners Policy (BOP) typically provides basic coverage for your building, liabilities, inventory, equipment and any processes interruption, with the option for business-specific add-ons. You can't control the future, but you can control how you plan for it.

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Professional Liability

As a business owner, your services are the foundation on which your business is built. And on the off-chance one of your employees slips up, you need protection to ensure that foundation doesn't crumble. Professional Liability insurance protects you from possible negligence claims or lawsuits. You may be liable for your employees, but you shouldn't have to pay for one of their mistakes.

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Commercial Bonds

Sadly, the days where your word was your bond are long gone. Nowadays, Commercial Bonds act as a contract between the hiring party and the contractor, ensuring the services promised are properly performed or they, the hiring party, will be refunded. Your word can still be your bond, but it's always good to protect yourself and get those words in writing.

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Group Benefits

One of the benefits of working for a great company are the benefits themselves. By offering your employees Group Benefits, you offer them a better way of life, protecting them through troubles with health, vision and dental, and helping them plan for their future with life insurance. Because if you take care of your employees, they'll take care of you.

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